My case is handled by Eric Lim Chee Kong from Yee How & Tan (Advocate & Solicitor), recommended by HSBC Jennifer Chee. The legal fee is based on the Loan Amount of RM205,920. Eric had handed me a list of charges on the day i signed the Loan Agreement at AH Sales office. The total charges was RM3,950.65. As a 1st property buyer, i'm entitled for a 50% discount (RM525) on the Facility Agreement Stamp Duty (RM1,050) as enforced by Malaysia Government. This charge is considered relatively expensive as compared to the KE Ooi Solicitor which quoted me for OCBC loan. This is because for KE Ooi, i was entitled for a 30% (RM567.43) discount for Facility/Loan Agreement cum Assignment Fees under the 4th Sch. SRO 2006.
I had called up Eric to ask about this issue and he has come back to me yesterday. He said this is applicable and the Legal fee that i need to pay was RM2,868.22. I have made the payment to Yee How & Tan this morning by transfer to their CIMB acc (14220011362050) thru Maybank2U (1348821713). Payment has been received and Eric will proceed the Loan asap. Still i think i will ask for the list of charges and receipt as well. Eric sounds nice and helpful.
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