Buffet lunch at AH Multipurpose Hall

Went to AH on 24/11 after back from Genting H. Check out with the management about renting the multipurpose hall for holding our wedding lunch buffet. The malay clerk was so blur and the chinese passed us an application form. The charges are as below:

1. Rental for Multipurpose Hall/Pool Side = RM50 for 5 hrs and RM200 deposits. Subsequent hrs will be charge RM10/hr.
2. BBQ pit = Absolutely free and RM50 for deposits.

Sounds ok to me and we are so looking forward to 28/11/2010 for our chinese ceremony and lunch buffet. Well, the AH2 has to be handed over to us with CF else nothing is gonna happened....

Gown Testing

Went to Moonriver to test and choose gown for our photo shooting on 22/11. Not much of choices but it is good enough for us since we just need to choose 4. Was worrying fp too skinny but everything went out well and just need sewing at her bustline. Luckily her sis was there to help her out while for me,just commented once awhile will do. We plan to have our photo session somewhere between CNY 2010 and Bali trip early Mar 09. Still it depends on fp's schedule.

Need to start workout and lose alot of weight...

MRTA with HLA

Chloe came ytrdy to settle the MRTA. I made the payment by HSBC 1st cheque of RM2138 for (15+1)yrs MRTA, issued to Hong Leong Assurance Berhad. Chloe and her bf has bought a 2xstorey terace at Bukit Serdang near to Villa Park. RM255k and lease hold. Well furnished and extended.quite worth it i think although it is a lease hold.

Detail for Photo Shoot Package

The details for the wedding photo package we signed up at Moonriver, Seri Kembangan is as below:

Photography:
1. 2 wed gowns
2. 2 eve gowns
3. 1 coat
4. 1 costume
5. include makeup and jewellery
6. exclude eyelashes (RM20), ampule (RM30) and B.foundation (RM50)

Wedding day:
1. 1 wed gown
2. 1 bridal bouquet
3. 1 eve gown
4. 1 groom corsages
5. 1 coat
6. car deco

Album & Photos:
1. 1pc 15x20 - 21poses full page leather album
2. 1pc 20x30 - wed pic with wooden frame
3. 2pcs 8R - wed pic for parents with standard frame
4. 48pcs 4R - sister giveaway photos

Gift Items:
1. RM500 cash voucher
2. CD copy for all photos taken
3. RM401 for make up (morning RM400 & eve RM1)

Has made appointment for gown trying day on 22/11 2pm with them. Will need to pay RM650 by then and another RM650 on actual day.

Housing Loan Legal Fee by Yee How & Tan

My case is handled by Eric Lim Chee Kong from Yee How & Tan (Advocate & Solicitor), recommended by HSBC Jennifer Chee. The legal fee is based on the Loan Amount of RM205,920. Eric had handed me a list of charges on the day i signed the Loan Agreement at AH Sales office. The total charges was RM3,950.65. As a 1st property buyer, i'm entitled for a 50% discount (RM525) on the Facility Agreement Stamp Duty (RM1,050) as enforced by Malaysia Government. This charge is considered relatively expensive as compared to the KE Ooi Solicitor which quoted me for OCBC loan. This is because for KE Ooi, i was entitled for a 30% (RM567.43) discount for Facility/Loan Agreement cum Assignment Fees under the 4th Sch. SRO 2006.

I had called up Eric to ask about this issue and he has come back to me yesterday. He said this is applicable and the Legal fee that i need to pay was RM2,868.22. I have made the payment to Yee How & Tan this morning by transfer to their CIMB acc (14220011362050) thru Maybank2U (1348821713). Payment has been received and Eric will proceed the Loan asap. Still i think i will ask for the list of charges and receipt as well. Eric sounds nice and helpful.

Letter from Premier Consortium

Received a registered letter from AH developer, Premier Consortium on 30/10.The letter dated 14/10 is mainly issued to the HSBC Bank to ask for progressive disbursement of roughly 50% (100k plus).Together was the letter for 10% down payment of RM28,800 but since AH marked up the price so that i can get a 100% loan, attached was another receipt stated a RM22,000 discount. So eventually i still need to get back RM200 from the developer since i have made a RM1k deposit. Will need to refer to the AH when will i get my $$ back. The receipt upon receptance of my RM1k deposit was attached as well.

The due for the bank to release payment will be on 16/11 which is 21 working days later. I have contacted Eric from yeehow & tan, solicitor for my bank loan. He will follow up on behalf and will notify me when everything is ready. I'm worry because once the payment is late, a penalty of 10% per annum will imposed and it is bared by the borrower,Me...will follow up again with Eric and Jennifer from HSBC...today is 5th already..