Received the home loan quotation from OCBC Quines Lai. The offer is as below:
1. Loan amount of RM205,920
2. 1-36mth:BLR - 2.% ; subsequent 323mths :BLR - 2.3% ; 324th mth full settlement
2. Monthly Repayment (BLR=5.55%) = RM930 for 1-3yrs; RM896 for 27yrs
3. Total Interest Paid = RM120,789, Total Installment = RM326,709
4. 5 yrs lock in period
5. Semi Flexi Plan - extra deposite of money in its account will deduct of the principal itself.
6. Redraw of money with 3days notice, RM10 admin charge incurred, and no limit of amount but within facility limit.
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